How to register with this lender as a new user
Click here to Register with Vida Homeloans.
How to add Mortgage Club as a payment route with this lender
Select Legal & General as your payment route.
How to contact this lender
Call their experienced telephone BDMs on 03300 246246.
Specialist Intermediary only lender with a breadth of criteria driven lending solutions, Vida Homeloans.
Residential product range highlights:
- Recently self-employed - 1 year’s verified accounts or SA302
- Impaired and improving credit - small or life events allowable. Debt Management Plans considered
- Borrowing in or into retirement - maximum 85 years old at end of term
- Interest only up to 75% LTV – available on any scheme
Buy To Let product range highlights:
- Rental calculation top up - 125% rental can be topped up from 115% with surplus income
- Limited company or SPV - available on any trading limited company with minimum 1 year’s accounts
- HMOs - from 2 bedrooms up to 8 bedrooms
- Expats - no additional rates or fees
Key criteria and service features across both ranges:
- Up to 100% of income from second jobs accepted
- Full 2, 3 or 5 year initial product terms available from completion
- Cascade underwriting up and down – resulting in the right product and rate for your customer
- Fully automated DIP and application system, including document upload and 24/7 case tracking
- Fees can be added at all LTVs
Direct access to experienced underwriting decision-makers. Dedicated Key Account Managers and Telephone BDMs covering all of England and Wales.
Download their criteria here.
Or visit their website for more information.
|Fee received from lender|
|We'll pay you|
|Buy to Let||0.450%||0.400%|