Why choose us
We’re a leading provider of Group Protection cover in the UK with 85 years of expertise and knowledge. We looked after over 4,400 group protection policies and provided protection to almost two million employees at the end of 2016.
Award winning propositions
- Best Group Life Provider at the Cover Excellence Awards in 2009, 2010, 2012, 2013 and 2015.
- Best Group Income Protection provider at the Cover Excellence Awards in 2012 and 2015.
- Best Group Critical Illness Cover at the Cover Excellence Awards in 2007, 2008, 2010 and 2011.
Providing confidence through claims payment
In 2016 we paid group protection claims worth £293m
- equivalent to over 19% of total industry claims
- providing support to 2,900 families
- paid 99.2% of group life claims
- paid 94.8% of group income protection claims, compared with an industry average of 84.6%
Reducing the impact of absence
Our Group Income Protection proposition can provide early intervention and rehabilitation plus a monthly income for insured employees who are absent from work because of a long term illness of injury.
We work with independent specialists and, where appropriate, fund the treatment and support needed to help employees return to work sooner.
For example in 2016 we arranged and paid for over 5,100 psychological and physiotherapy treatments.
Latest figures show that 78% of group income protection claim notifications were able to work before the end of the deferred period, usually six months.
Extra benefits for your client's staff
We provide access to a comprehensive employee assistance programme at no extra cost as part of our Worklife Solutions, with all group protection products including benefits for employees not insured by our policy.
We’ll also provide promotional material to help employers promote benefits to their employees.