Contents cover

Your client may let their property on a furnished basis. The buy to let policy can also cover your clients’ household goods, furniture, furnishings, fixtures and fittings at the property for a minimum sum insured of £5,000.

Under this section, your client will also be automatically covered for the following:

• Theft of keys: Up to £250 for replacement keys and locks if the keys are stolen.
• Liability to third parties up to £2 million.
  
• Protection against inflation.
• Cover for property in garages and domestic outbuildings up to 5% of the contents sum insured.
• External satellite receiving equipment: Up to 5% of the contents sum insured.
• New for old: No deduction is made for ‘wear and tear’ except for household linen more than two years old.