Age/Sum Assured Evidence Limits
Life - Age Next Birthday: 46-50
Life limits with effect from 21 June 2009
| Sum Assured (£) | Age Next Birthday: Up to 46-50 |
|---|---|
| Up to £300,000 | Nil |
| £300,001 - £400,000 | NSE, Cotinine (non-smoker) |
| £400,001 - £1,000,000 | GPR, NSE, Cotinine (non-smoker) |
| £1,000,001 - £1,500,000 | GPR, MER, HIV (blood), Cotinine (non-smoker) |
| £1,500,001 - £3,000,000 | GPR, MER, HIV (blood), Cotinine (non-smoker), FBP* |
| £3,000,001 - £7,500,000 | GPR, MER, HIV (blood), Cotinine (non-smoker), FBP*, Exercise ECG (treadmill or bicycle**), MSU |
| Over £7,500,000 | GPR, MER, HIV (blood), Cotinine (non-smoker), FBP*, Exercise ECG (treadmill), MSU |
| *Fasting Blood Profile (FBP): contains, Lipids/LFT's/RFT's/FBS and FBC | |
| **If possible coronary disease is suspected a treadmill test must be requested | |
Key - Evidence Requirements:
|
GPR |
General Practitioner’s Report |
|
NSE |
Nurse Screening Examination (previously called Paramedical Examination Report) |
|
MER |
Medical Examination Report |
|
HIV |
Human Immunodeficiency Virus Test |
|
Lipids |
Fasting Lipids |
|
LFTs |
Liver Function Tests |
|
FBP |
Fasting Blood Profile |
|
ECG (E) |
Exercise Electrocardiograph |
|
MSU |
Microscopic Urinalysis |
|
RFTs |
Renal Function Tests |
|
FBC |
Full Blood Count |
|
FBS |
Fasting Blood Sugar |
