Age/Sum Assured Evidence Limits
Critical Illness - Age Next Birthday: 41-45
Critical Illness Limits with effect from 21 June 2009
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Sum Assured (£) |
Age Next Birthday: 41 to 45 |
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Up to £300,000 |
Nil |
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£300,001 to £400,000 |
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|
NSE, Cotinine (non-smoker) |
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£400,001 to £450,000 |
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|
GPR, NSE, Cotinine (non-smoker) |
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£450,001 to £600,000 |
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GPR, NSE, Cotinine (non-smoker), FBP*, MSU |
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£600,001 to £1,000,000 |
GPR, MER, Cotinine (non-smoker), FBP*, MSU |
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£1,000,001 to £3,000,000 |
GPR, MER, HIV (blood), Cotinine (non-smoker), FBP*, MSU |
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Maximum personal cover allowed £3,000,000 |
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Maximum business cover allowed £3,000,000 |
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Maximum total cover in the market place - £3,000,000 |
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*Fasting Blood Profile (FBP): contains, Lipids/LFT's/RFT's/FBS and FBC |
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Key - Evidence Requirements:
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GPR |
General Practitioner’s Report |
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NSE |
Nurse Screening Examination (previously called Paramedical Examination Report) |
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MER |
Medical Examination Report |
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HIV |
Human Immunodeficiency Virus Test |
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Lipids |
Fasting Lipids |
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LFTs |
Liver Function Tests |
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FBP |
Fasting Blood Profile |
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ECG (E) |
Exercise Electrocardiograph |
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MSU |
Microscopic Urinalysis |
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RFTs |
Renal Function Tests |
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FBC |
Full Blood Count |
|
FBS |
Fasting Blood Sugar |
