Age/Sum Assured Evidence Limits
Critical Illness - Age Next Birthday: 51-55
Critical Illness Limits with effect from 21 June 2009
|
Sum Assured (£) |
Age Next Birthday: 51 to 55 |
|
Up to £150,000 |
Nil |
|
£150,001 to £300,000 |
GPR |
|
£300,001 to £350,000 |
GPR, MER, Cotinine (non-smoker) FBP* |
|
£350,001 to £450,000 |
GPR, MER, Cotinine (non-smoker) FBP*, MSU, |
|
£450,001 to £1,000,000 |
GPR, MER, Cotinine (non-smoker), FBP*, MSU, Exercise ECG (Treadmill) |
|
£1,000,001 to £3,000,000 |
GPR, MER, HIV (blood), Cotinine (non-smoker), FBP*, MSU, Exercise ECG (Treadmill) |
|
Maximum personal cover allowed £3,000,000 |
|
|
Maximum business cover allowed £3,000,000 |
|
|
Maximum total cover in the market place - £3,000,000 |
|
|
*Fasting Blood Profile (FBP): contains, Lipids/LFT's/RFT's/FBS and FBC |
|
Key - Evidence Requirements:
|
GPR |
General Practitioner’s Report |
|
NSE |
Nurse Screening Examination (previously called Paramedical Examination Report) |
|
MER |
Medical Examination Report |
|
HIV |
Human Immunodeficiency Virus Test |
|
Lipids |
Fasting Lipids |
|
LFTs |
Liver Function Tests |
|
FBP |
Fasting Blood Profile |
|
ECG (E) |
Exercise Electrocardiograph |
|
MSU |
Microscopic Urinalysis |
|
RFTs |
Renal Function Tests |
|
FBC |
Full Blood Count |
|
FBS |
Fasting Blood Sugar |
