Age/Sum Assured Evidence Limits
MPI / IPB - Age Next Birthday: 41 to 45
MPI/IPB limits with effect from 27 April 2009
|
Benefit Level (£ per month) |
Deferment Period (weeks) |
|---|---|
|
Any |
|
|
Up to £1,250 |
Nil |
|
£1,251 - £2,000 |
GPR |
|
£2,001 - £3,000 |
GPR, NSE (mini) |
|
£3,001 - £4,500 |
GPR, MER |
|
£4,501 and above |
GPR, MER, Fasting Lipids, LFTs, FBC, Exercise ECG |
|
Where there is a NSE (mini) or MER and the client is non-smoker, also request Cotinine |
|
Key - Evidence Requirements:
|
GPR |
General Practitioner’s Report |
|
NSE |
Nurse Screening Examination (previously called Paramedical Examination Report) |
|
MER |
Medical Examination Report |
|
HIV |
Human Immunodeficiency Virus Test |
|
Lipids |
Fasting Lipids |
|
LFTs |
Liver Function Tests |
|
ECG ® |
Resting Electrocardiograph |
|
ECG (R & E) |
Resting and Exercise Electrocardiograph |
|
MSU |
Microscopic Urinalysis |
|
RFTs |
Renal Function Tests |
|
FBC |
Full Blood Count |
|
FBS |
Fasting Blood Sugar |
