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Lifetime mortgages.

With average life expectancy increasing, more and more people are looking to access all their assets to provide retirement income. As a result, the equity release market has grown by 28% since 2015 (Equity Release Council: first half 2015 verses first half 2016).  So how could you help your client with a lifetime mortgage?

How a lifetime mortgage could help your client

A lifetime mortgage lets your client release equity from their home as tax-free cash to use now, by creating a debt secured against their property. With our lifetime mortgages:

  • You can choose between our Flexible, Lump Sum and Premier products to suit your client’s needs.
  • All of our lifetime mortgages have a no negative equity guarantee and an inheritance protection option.
  • Clients can choose to include a 2% cash back option - available on our Flexible and Lump Sum products.
  • Our Flexible, Lump Sum and Premier products allow flexibility and control for your clients with our Optional Partial Repayments. Your client can pay up to 10% each year of the total borrowing (excluding interest) without triggering an early repayment charge.

Which clients could a lifetime mortgage help?

For clients looking to improve their retirement, to those wanting to help their family or make home improvements – even those who are looking to keep a pre retirement lifestyle – a lifetime mortgage could be the answer.  

Watch our customer testimonials to find out how they have helped others.

Why choose a lifetime mortgage from Legal & General?

As an adviser, you can:

  • Access our dedicated support team, either face to face, by phone or email.
  • Access key information when you need it with our online KFI portal, available 24/7. 
  • Receive an instant decision in principle with our online application service.

We're a member of the Equity Release Council and with award winning products and expert support, you can be confident when you recommend our lifetime mortgages to a client.

Find out more on our why choose us page.

Support for you

LTM Poster Q54677 (PDF: 129KB)  

Template materials

LTM_Customer_direct_mailing_letter_Q54578 (PDF: 69KB)  

LTM_template_advert_Q54578.pdf (PDF: 60KB)  

Support for your clients

Client Guide to Lifetime Mortgages Q0055043 (PDF: 319KB)  

Online services

Prefer to refer?

If you don't have the relevant qualifications you can refer your client and still retain your relationship. Find out more

Dedicated support

Contact our dedicated support team on 03330 048444.

Call charges will vary.

We may record and monitor calls.

Lifetime mortgage products

View our full lifetime mortgage product range on our products page.

Retirement products  

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