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Annuity Plus.
At a Glance
Key features
- Enhanced rates available to those with one or more qualifying lifestyle health risk(s).
- Rates are available to your client if either they or their partner have been diagnosed.
- Extra income payable in addition to that available from our standard Pension Annuity.
- Same range of options to choose from as our Pension Annuity (except for RPI increases).
- A simple questionnaire to help you produce a quote yourself online or, if you'd rather, call us and we'll produce the quote for you.
Who might it be suitable for?
- Clients who are smokers and have been for the past 10 years.
- Clients who have been diagnosed with high blood pressure.
- Clients who have been diagnosed with high cholesterol.
- Clients who have a high or low body mass index (BMI).
- Clients who have been diagnosed with diet controlled Type 2 diabetes.
Why choose us?
We offer enhanced rates for customers with qualifying health risks and conditions. Your client could be offered up to 40% extra income for life.
We offer annuities from just £5,000 (after tax-free cash has been paid).
It pays to shop around as even standard annuity rates can vary significantly. Not all annuity providers offer enhanced rates.
We’re one of the UK’s leading financial services companies and have been established for 175 years.
Your client can pay a one-off contribution to our personal pension plan. We’ll add tax relief before using the fund to provide them with a pension income.
Any contributions made over the current Annual Allowance of £50,000, could be subject to a tax charge.
0845 765 4465
Monday to Friday, 9am to 5pm
We may record and monitor calls. Call charges will vary.
Please note that the key features and terms and conditions should be issued and read together.
Key documents
PDF: 340KB
PDF: 1.54MB
PDF: 213KB
PDF: 842KB
PDF: 539KB
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With Profits Annuity
Bonuses linked to investment performance could provide a higher overall income than available from our Pension Annuity.
Pension Annuity
Offering income certainty for life. Income can be fixed or increasing but will never fall.
Enhanced annuity
Your client could be offered even larger uplifts to their income if they have developed more serious medical conditions.
Annuities
This website is designed to give professional financial advisers information and tools that they can use to help control and develop their business and should not be relied upon by private investors or any other persons.
© Legal & General Group plc 2012
