Who might it be suitable for?
- Clients who have been diagnosed with serious heart or vascular conditions.
- Clients who have been diagnosed with a form of cancer (including leukaemia).
- Clients who have suffered a stroke.
- Clients who have been diagnosed with a serious respiratory condition or lung disease.
- Clients who have been diagnosed with multiple sclerosis or other neurological conditions.
- Clients who are smokers and have been for the past 10 years.
- Clients who have been diagnosed with high blood pressure.
- Clients who have a high or low Body Mass Index (BMI).
Please note that different annuity providers have different qualifying criteria for their enhanced annuities, so it's important to get quotes from as many different providers as possible. If one provider doesn't offer your client an enhancement, it shouldn't be assumed that will be the case for all providers. Some providers may ignore medical and lifestyle factors that other providers will take into account.
Benefits and risks