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Enhanced annuity.
At a Glance
Key features
- Enhanced rates available to those with one or more qualifying medical condition(s).
- Rates are available to your client if either they or their partner have been diagnosed.
- Extra income payable in addition to that available from our standard Pension Annuity.
- Same range of options to choose from as our Pension Annuity (except for RPI increases).
- Need to complete the common quote request form for consideration by our medical underwriters.
Who might it be suitable for?
- Clients who have been diagnosed with serious heart or vascular conditions.
- Clients who have been diagnosed with non-dietary controlled diabetes.
- Clients who have been diagnosed with a form of cancer (including leukaemia).
- Clients who have suffered a stroke.
- Clients who have been diagnosed with a serious respiratory condition or lung disease.
- Clients who have been diagnosed with multiple sclerosis or other neurological conditions.
Why choose us?
Open Market Option
It pays to shop around as even standard annuity rates can vary significantly. Not all annuity providers offer enhanced rates.
It pays to shop around as even standard annuity rates can vary significantly. Not all annuity providers offer enhanced rates.
Financial strength
We’re one of the UK’s leading financial services companies and have been established for 176 years.
Immediate retirement personal pension
Your client can pay a one-off contribution to our personal pension plan. We’ll add tax relief before using the fund to provide them with a pension income.
Any contributions made over the current Annual Allowance of £50,000, could be subject to a tax charge.
Call us for a quote
0845 765 4465
0845 765 4465
Monday to Friday, 9am to 5pm
We may record and monitor calls. Call charges will vary.
Get a Pension Annuity or Annuity Plus quote online
Please note that the key features and terms and conditions should be issued and read together.
Key documents
Pension Annuity key features (W12325)
PDF: 1.31MB
PDF: 1.31MB
Terms and conditions (S430)
PDF: 219KB
PDF: 219KB
Application form (S410)
PDF: 934KB
PDF: 934KB
Trustee or administrator form (Q18401)
PDF: 584KB
PDF: 584KB
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