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Pension Annuity.
At a Glance
Key features
- Our Pension Annuity provides an income for life, which will never fall.
- The option for automatic income increases, which could offset the effects of inflation.
- Enhanced rates available to those with qualifying health risks or medical conditions.
- Extra income could be available just for providing a client’s postcode.
Who might it be suitable for?
- Clients who want to plan for the future knowing that their income will never fall.
- Clients who want their income to increase each year to help counter inflation.
- Clients who prefer the certainty of a fixed income for life.
- Clients who can’t afford or aren’t willing to accept the risk that their income may fall.
- Clients with qualifying lifestyle health risks or medical conditions when they buy.
Why choose us?
We offer annuities from just £5,000 (after tax-free cash has been paid).
It pays to shop around as even standard annuity rates can vary significantly. Not all annuity providers offer enhanced rates.
We offer enhanced rates for customers with qualifying health risks and conditions. Your client could be offered up to 40% extra income for life.
We’re one of the UK’s leading financial services companies and have been established for 175 years.
Your client can pay a one-off contribution to our personal pension plan. We’ll add tax relief before using the fund to provide them with a pension income.
Any contributions made over the current Annual Allowance of £50,000, could be subject to a tax charge.
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Please note that the key features and terms and conditions should be issued and read together.
Key documents
PDF: 1.54MB
PDF: 213KB
PDF: 842KB
PDF: 539KB
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With Profits Annuity
Bonuses linked to investment performance could provide a higher overall income than available from our Pension Annuity.
Annuity Plus
Your client could get extra income if they have one or more qualifying lifestyle health risks: Smoking, Type 2 diabetes, high blood pressure, high cholesterol and high or low body mass index.
Enhanced annuity
Your client could be offered even larger uplifts to their income if they have developed more serious medical conditions.
Annuities
This website is designed to give professional financial advisers information and tools that they can use to help control and develop their business and should not be relied upon by private investors or any other persons.
© Legal & General Group plc 2012
