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With Profits Annuity.
At a Glance
Key features
- A With Profits Annuity offers your client the potential for a higher overall income than available from our Pension Annuity.
- Bonuses are linked to investment performance and could increase income from year to year.
- There’s a choice of Anticipated Bonus Rate (ABR) from 0% to 4%, which determines the starting and future levels of income.
- Income can fall from one year to the next but will never fall below a fixed percentage of the starting level.
Who might it be suitable for?
- Clients who are willing to accept some income risk in return for the possibility of a higher income.
- Clients who can afford and are willing to take the risk that their income could fall from one year to the next.
- Clients who don’t have any health risks or medical conditions when they buy their annuity as enhanced rates aren't available.
- Clients looking to achieve the highest income in year one, but understand that future income increases are less likely.
Why choose us?
As at 30 June 2011, the Legal & General Group were responsible for investing £370 billion worldwide on behalf of investors, policyholders and shareholders.
We offer annuities from just £5,000 (after tax-free cash has been paid).
It pays to shop around as even standard annuity rates can vary significantly. Not all annuity providers offer enhanced rates.
We’re one of the UK’s leading financial services companies and have been established for 175 years.
Your client can pay a one-off contribution to our personal pension plan. We’ll add tax relief before using the fund to provide them with a pension income.
Any contributions made over the current Annual Allowance of £50,000, could be subject to a tax charge.
How useful did you find this page?
To get a With Profits Annuity quote
call us on
Monday to Friday, 9am to 5pm
We may record and monitor calls. Call charges will vary.
Please note that the key features and terms and conditions should be issued and read together.
Key documents
PDF: 1.64MB
PDF: 213KB
PDF: 842KB
PDF: 539KB
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Enhanced annuity
Your client could be offered even larger uplifts to their income if they have developed more serious medical conditions.
Annuities
This website is designed to give professional financial advisers information and tools that they can use to help control and develop their business and should not be relied upon by private investors or any other persons.
© Legal & General Group plc 2012
