We’re one of the UK’s leading annuity providers, offering both standard and enhanced rates. We’re confident that we can offer your client an annuity that suits their individual needs.

We're proud:

• to be listed on the Financial Times Stock Exchange (FTSE) and ranked among the top 100 UK companies (FTSE 100).
• to pay more than 660,000 pension customers around £1.2 billion in pension income each year.
• to be a quality all-rounder. As well as our standard rate product, we offer enhanced rates to those clients with one or more lifestyle health risks or medical conditions.
• to offer both standard and enhanced annuities from as little as £5,000 (after any tax free cash has been paid).
• to be innovators in the annuity market having championed the practice of postcode pricing, whereby customers providing us with their postcode could receive a higher income.
• to have further strengthened our financial position in 2011 by increasing surplus capital over and above the minimum level required (by the Insurance Group Directive) from £3.7 billion to £4 billion.

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