Annuity Plus

Fast Track your clients to the pension income they deserve. Automated underwriting and an instant decision.

Annuity Plus focuses on 5 common health and lifestyle risks. If you have clients that are smokers, are under or overweight, or have been diagnosed with Type 2 diabetes, high blood pressure or high cholesterol, they could qualify for extra income.

In our experience where one of these risks applies, then more often than not, another of the risks will apply too, and this means a larger uplift. For example, 80% of people diagnosed with Type 2 diabetes are overweight (source: Diabetes UK, 2009).

Annuity Plus Questionnaire

Take a few moments to go through our simple questionnaire and we could offer your clients a lifetime of extra income. 

Call 0845 765 4465* for a quote

to make sure they don’t miss out!

'The more serious the health risk(s), the more income we could offer. For examples of potential uplifts or to find out more, click on any of the health risks below:

• Smoking

  
  If your client has smoked 10 or more cigarettes a day for at least the last 10 years, they could qualify for extra income.

• Diabetes (Type 2)

  
  If your client has been diagnosed with Type 2 diabetes by their doctor and even if their condition is controlled by diet alone, they may still qualify.

• High blood pressure (Hypertension)

  
  If your client has been diagnosed as having high blood pressure and prescribed drugs for their condition then they may qualify for extra income.

• High cholesterol

  
  If your client has been diagnosed with high cholesterol and prescribed drugs for their condition then they may qualify for extra income.

• Weight (Body Mass)

  
  If your client’s BMI score is above a certain level, they could qualify for extra income. They could also qualify if their BMI suggests they’re underweight.

It’s important that we’re provided with accurate answers to our Annuity Plus health risk questions to ensure that your client is paid the right income. We may request a report from their doctor and if this suggests that they would have qualified for a higher income, we won’t be able to increase their income after their pension has started.

Alternatively, if their doctor’s report doesn’t support the information you have provided to us, then their income may be reduced and at worst, they may receive our standard annuity rate. We’ll then recover any overpaid amounts from them.

You already know about enhanced annuities … Annuity Plus is just simpler!

 Call 0845 765 4465* for a quote.
*Call charges will vary. Calls may be recorded and monitored.

This is not a consumer advertisement. It is intended for professional financial advisers and should not be relied upon by private customers or any other persons.