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Birth of a child.
In any person’s life the birth of a child triggers incredible emotional and lifestyle changes – however it should also trigger important financial changes:
- A large portion of many parents’ income is likely to go towards their children and maintaining the household, bills, food etc.
- In the event of loss of earnings, the inability to work, or even death, appropriate family protection cover can help ensure their lifestyle will be maintained.
It’s important to recognise and explain to clients the hidden financial impact the loss of a partner or parent could mean:
- Impact on income;
- additional expenditure, such as cleaning or childcare.
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