Bonus rates for all of Legal & General's with profits plans for the year ending 31 December 2011 were announced on Thursday 16 February 2012.

The Legal & General With Profits Fund returned 1.7% (before tax) on assets held for with profits customers last year (12 months to 31 December 2011).

Commenting on this year’s with profits performance Tim Sheldon, Legal & General’s With Profits Actuary said; “In current market conditions the core features of with profits, which combine a balanced asset mix with smoothing of investment returns and underlying guarantees, mean with profits remains a good choice for investors seeking steady growth from a spread of investments over the longer term with some downside protection. In these uncertain times the benefits of smoothing and guarantees can provide advantages to with profits policyholders over other forms of investment. Active risk management and our balanced investment strategy ensure our With Profits Fund retains the strength and investment freedom to take advantage of potential opportunities to boost returns for policyholders.”

We will be sending all of our customers their annual bonus statements from February to July 2012 with information on how their plans have performed throughout 2011. Please use the following dates as a guideline:

• Bonds annual bonus statements – February to May 2012
• Life annual bonus statements – May to June 2012
• Pensions annual bonus statements – June to July 2012

FIND OUT ALL YOU NEED TO KNOW ABOUT THE 2011 BONUS DECLARATION

Bonus Overview - A review of 2011, asset allocation and investment returns
Visit this page to get a quick overview of what happened in the market throughout 2011, view our asset mix as at 31 December 2011 and a breakdown of investment return for the assets underlying our products.

Bonus Rate Finder
This year we’re able to provide you with all of our with profits bonus rates for the first time.

Financial Performance Video
Hear from Michael Rudge, the Retail Savings Product Director for With Profits Products, and Tim Sheldon, the With Profits Actuary, about how the With Profits Fund performed in 2011 and what this means for our customers.

If you have any problems opening the video, you can download the transcript here.

Please note, Legal & General's with profits investment returns quoted are before tax. Past performance is not an indicator of future performance.

2011 customer announcement
Read what we are telling our customers about this year’s bonus declaration on Legal & General's consumer website.

2011 Bonus Factsheet (W11438 - 05/12)  PDF: 612KB

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With Profits Fund
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With Profits Guides
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