Adviser Centre

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Frequently asked questions.

When do we get renewal messages?

We issue renewal documents or renewal messages 35 days before the renewal date.

If there is any missing information, we'll contact you before the renewal date by telephone.

What are the minimum standards of security you require for Home Insurance Choices?

In some circumstances (such as if your customer’s home is in a certain area), we will not cover their contents or personal possessions unless they meet our minimum standards of security.

For full details, please refer to the Home Insurance Choices policy document (PDF).

What information do I need to provide to change my customer's address on their policy?

Please provide the following:

  • Postcode
  • Effective date
  • Sum insured
  • Whether the property is in a good state of repair
  • Confirmation that there has been no subsidence or structural problems in last 15 years
  • Confirmation that there has been no flooding in last 15 years
  • Construction
  • Whether there is any business use
  • The number of bedrooms
  • Type of property
  • Year of build
  • Security details
  • Ownership
My customer wants to insure their pedal cycle, what security information do you need?

If there is a single cycle valued at over £2,000 or a collection over £3,000 to be covered on the policy, full details must be obtained:

  • What security does the building have where the bike is stored?
  • How are the bikes secured within the building?
  • Are they attached using a security device to a permanently fixed structure?
  • Details of the lock used when the bike is taken away from the home (this needs to be a Gold Rated Sold Secure bike lock).
When are valuations needed and what information is required?
Valuations are required as follows:
Sum InsuredJewelleryElectrical goodsPaintings/ works of art
£5,000 or lessA full description of the item is required
More than £5,000Purchase receipt or valuation from valuer who is member of NAGProof of valuePurchase receipt or recommended valuation from leading Art Auction House e.g. Christie’s or Sotheby’s
Why do we ask so many security questions every time I call the customer services or claims team?

We take customers' privacy very seriously and has obligations under the Data Protection Act to protect personal data. Personal information such as date of birth, bank account details along with the customers name and address are now as valuable as money.

Criminals use a mixture of tactics to acquire the information needed to steal another's identity in order to commit fraud and therefore we do need to ask enough questions of any caller to ensure that we know who we are speaking to and only give information to customers and their appointed agent.


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