Adviser Centre

Mortgage Payment Protection Insurance (MPPI).

Security.

You can’t always rely on your health or employment prospects, 
but with MPPI cover you can provide your customers with added 
security so that if they lose their job, or become incapacitated,
their mortgage payments will be protected.

At a Glance

What Is It?

  • Added protection for home-owners to protect their mortgage payments in the event of accident, sickness and involuntary unemployment
  • Flexible cover - your customer can take out the cover they need from the following options:
    • accident, sickness and unemployment;
    • accident and sickness cover only; or
    • unemployment cover only.
  • A monthly benefit paid for up to 12 months to cover mortgage payments
  • Option to increase cover to protect mortgage-related insurance premiums, utility and council tax bills
  • Access to LifeTrack Direct, an independent service designed to help customers search for a job and get back to work if they become unemployed
  • This is a short-term monthly rolling contract.

Consider If Your Customer...

  • Needs to protect their mortgage payments
  • Needs added protection to cover council tax and utility bills
  • Needs peace of mind that their mortgage will be protected for up to 12 months if they have an accident or suffer from sickness that means they can’t work
  • Needs to safeguard their mortgage in an insecure job market and is employed, self-employed or a contract worker working more than 16 hours per week.

Why choose us?

Trusted and established

Founded in 1836, we're a solid company with a successful heritage, currently protecting over one million homes in the UK.

Passionate about product development

We're continually developing our products to ensure they meet your and your customers' changing needs.

Support materials

Coming soon

MPPI Market overview - Everything you need to know about the MPPI market in one place.

Useful information

Coming soon

The detail on MPPI - all the benefits and policy limits.


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Need to order customer literature?

Key documents

MPPI Policy Booklet
PDF: 881KB
MPPI Key Features
PDF: 935KB

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