We can help you maximise opportunities for pension planning, consolidation and transfers.

We’ve combined the complementary strengths of three providers Legal & General, Cofunds and Suffolk Life to create a total retirement planning solution for you and your clients. 

See our total retirement solution.

Our materials will help you explore planning and consolidation opportunities with your clients.

Cost of delay (PDF)

It’s important for your clients to understand the need for retirement planning and that by putting off paying into a pension plan can have a long lasting effect.

You can use our film Let’s have a chat about pensions - to help your clients understand the need for pension planning.

Pension transfer analysis (ETVAS) (PDF)

Our ETVAS system helps you to perform a pension transfer analysis quickly and simply. You can also download a client facing report and key features illustrations, and print transfer application forms.

Loss of benefit (PDF)

Clients will need to include pension assets when valuing the matrimonial assets during a divorce. We highlight some solutions and what opportunities there are for advisers who have clients in this situation.

Salary sacrifice (PDF)

Salary sacrifice for high income earners (PDF)

Bonus sacrifice (PDF)

Salary sacrifice has always provided the ideal opportunity for clients to make pension contributions whilst saving on National Insurance and possibly tax as well. Our calculator helps to illustrate the financial benefits of salary sacrifice