Adviser Centre

Critical Illness Cover.

  • Could pay out a lump sum or monthly benefit, depending on the plan chosen, if the client is diagnosed with one of the illnesses covered by our policy, within their chosen period of cover.
  • Indexation available as an option.
  • Total and Permanent Disability now optional, rather than compulsory.
  • Accident Hospitalisation Benefit available at no extra cost.
  • Automatically includes additional cover for ductal carcinoma in situ of the breast and low grade prostate cancer.  Valid claims will not affect cover chosen or premiums payable.
  • Death benefit and terminal illness cover are automatically included.

Critical Illnesses Covered

Limits and exclusions apply

Products Within The Range

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Critical Illness Cover for Family Protection
  • The cash sum or monthly benefit paid out can be used to help maintain family lifestyle and help avoid financial difficulty.
  • Children’s Critical Illness Cover is included automatically, at no extra cost.

Limits and exclusions apply

Critical Illness Cover - Full product details

Critical Illness Cover for Mortgage Protection
  • Choice of level or decreasing cover.
  • We provide free life cover at no extra cost between exchange and completion.
  • SmoothMove* – moving day rescue service is included automatically at no extra cost. 

*SmoothMove is provided by Inter Partner Assistance.

  • Children’s Critical Illness Cover is included automatically, at no extra cost.

Limits and exclusions apply

Mortgage Critical Illness Cover - Full product details

Mortgage Decreasing Critical Illness Cover - Full product details