Life Insurance plans are designed to pay out a lump sum if your client dies within the plan duration.
The amount of cover and period of cover can be chosen by the client to suit their needs.
Terminal Illness Cover is included at no extra cost.
Flexibility to choose joint or single cover.
Critical Illness Cover available as an option for an additional cost.
If critical illness cover is taken as an option there is a choice between guaranteed and reviewable premiums.
Increasing plans will increase in line with the changes in the Retail Prices Index (RPI) and multiplied by 1.5 subject to a maximum increase of 15% per annum. The RPI provides an indication of inflation on a monthly basis. The RPI measures and tracks the average change in the purchase price of goods and services such as housing expenses and mortgage interest payments. If changes to the RPI are 1% or less then the premium and amount of cover will stay the same until the next review.
This website is designed to give professional financial advisers information and tools that they can use to help control and develop their business and should not be relied upon by private investors or any other persons.