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Business Level Term Assurance.
Specific Business Level Term Assurance product details.
Amount of cover
- No minimum sum assured. Driven by minimum premium.
- No maximum sum assured.
- The amount of cover remains level throughout the policy term.
Term
Minimum term allowed:
- 1 year
- 2 years (if critical illness cover chosen)
- 2 years (if indexation chosen)
Maximum term allowed 40 years.
Age Restrictions
- Minimum age at outset 17 (if age 17, the policy must be written in trust).
- Maximum age at outset 77.
- Minimum age at end of term 29.
- Maximum age at end of term - must end by 80th birthday.
Premiums
- Guaranteed.
- Choice of guaranteed or reviewable premiums if Term and Critical Illness Cover is chosen.
- Payable monthly or annually by Direct Debit.
Claim Payments
In the event of a valid claim, the sum assured can be paid as:
- A lump sum;
- Capital instalments over two, three or five years.
Options available
Benefits automatically included
Other Information
- For joint life policies, benefit is paid on the first death.
- Policies can be placed in trust.
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Need more information?
Protection sales team
0845 273 0010
0845 273 0010
Monday to Friday 9.00am to 5.00pm.
We may record and monitor calls. Call charges will vary.
Please send completed Trust Forms to: Trust Team, City Park,
The Droveway, Hove, East Sussex, BN3 7PY
Key documents
Business Protection Key Features (W11349)
PDF: 1.89MB
PDF: 1.89MB
Product Profiles (W12549)
PDF: 354KB
PDF: 354KB
Guide to LLP Share Protection (W13224)
PDF: 661KB
PDF: 661KB
Guide to Key Person Protection (W13226)
PDF: 693KB
PDF: 693KB
Guide to Partnership Protection (W13229)
PDF: 882KB
PDF: 882KB
Company Share Buy Back Guide (W13233)
PDF: 574KB
PDF: 574KB
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