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Pension Annuity inflation demonstrator.
The value of a fixed income in payment will reduce over time due to the effects of inflation and as life expectancy continues to increase, this could present more of a problem.
Choosing an increasing Pension Annuity could help preserve the value of your client’s starting income. Yearly increases can either be by a fixed percentage (up to 10%) or in line with the Retail Prices Index (RPI). The larger the increase, the lower the starting level of income will be compared to an annuity paying a fixed income.
We’ve got no way of knowing what inflation will be in the coming years, so which income option will best counter its effects on your client’s overall income?
Our Inflation demonstrator illustrates how different levels of inflation could affect income year on year based on a choice of fixed income, 3% increase or increase in line with RPI.
Try varying the estimated yearly inflation for different incomes to see the effect.
Launch our inflation demonstrator
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