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With Profits Annuity
inflation demonstrator.
The value of a fixed income in retirement will reduce over time due to the effects of inflation and as life expectancy continues to increase, this could present more of a problem.
Choosing our With Profits Annuity could help counter the effects of inflation on your client’s income as it has the potential to grow as a result of bonuses being applied.
They will need to select an Anticipated Bonus Rate (ABR) between 0 and 4% on which we'll base their starting income. The higher the ABR the higher their starting income but the less likely it will increase from one year to the next. This is because the bonuses we declare in the future are less likely to exceed the ABR.
We’ve got no way of knowing what level inflation will be at in the coming years, so what ABR should your client choose?
Our With Profits inflation demonstrator illustrates how different levels of inflation could affect their income based on a choice of ABRs. Try varying the estimated yearly inflation for different incomes to see the effect.
Launch our inflation demonstrator
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