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With Profits Annuity income calculator.
When buying our With Profits Annuity, your client will need to choose from a number of payment options, which along with their age, sex, fund size and the prevailing market conditions, will influence how much income they’ll be offered.
Rather than choosing whether income will remain fixed or increase each year, your client will instead need to select an Anticipated Bonus Rate (ABR) between 0 and 4% on which we'll base their starting income.
The higher the ABR the higher the starting income but the less likely it will increase from one year to the next. This is because the bonuses we declare in the future are less likely to exceed the ABR.
Whilst past performance should never be viewed as a guide to future performance, you may find our With Profits income calculator useful. It will give an idea of how our actual bonus rates over the years would have impacted on certain levels of starting income and ABR.
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Offering income certainty for life. Income can be fixed or increasing but will never fall.
Annuity Plus
Your client could get extra income if they have one or more qualifying lifestyle health risks: Smoking, Type 2 diabetes, high blood pressure, high cholesterol and high or low body mass index.
Enhanced annuity
Your client could be offered even larger uplifts to their income if they have developed more serious medical conditions.
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Tools and calculators
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- With Profits Annuity income calculator
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