Our vision is to be the UK's outstanding risk, savings and investment management group. To achieve this, we need to produce low cost, high quality products that reflect the needs of our customers at key stages of their lives.

One key element of achieving this is to build strategic partnerships with businesses and very importantly the intermediary market. Over the years these include:

• The acquisition of Suffolk Life to build strength and expertise in the SIPP market. Find out more
• Our ongoing relationship with Cofunds (since 2004) - the UK's largest independent investment platform. Find out more
• Important relationships with leading Investment Houses to provide an extensive range of external funds across our range of investment and pension products. Find out more
• Valuable relationships with key accounts, networks and service companies offering a spectrum of business opportunities.
• Many strategic partnerships with leading Banks and Building Societies such as Nationwide, Northern Rock, Yorkshire Building Society and Skipton to sell our products and services to their customer base.
• Choice of Structured Products - offering capital at risk and capital protected investment and deposit based products.. Find out more.