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If you have been diagnosed with one or more medical condition(s) or lifestyle health risks, we may be able to offer you enhanced rates on our Pension Annuity. This could mean you get extra income each year.
If you qualify for enhanced rates, you will have the same options as you would from our standard Pension Annuity. The only exception being that you will not be able to choose for your income to increase in line with the Retail Prices Index.
Our enhanced Pension Annuity could pay you more pension income if you have developed one or more medical conditions. The more serious your condition(s) the more we may be able to offer you.
There are a number of potentially qualifying medical conditions. You can speak to a representative or complete a health questionnaire to provide us with information about your condition(s) and we may contact your doctor before deciding on what level of income we can offer you.
You could qualify if you’re a smoker or have been diagnosed with high blood pressure, or you're overweight or underweight. The more serious your risk(s), the more income we may be able to offer you.
The income we offer you will be based on your health and lifestyle health risks at the time you buy your annuity and we won't be able to offer you more income at a later date if your health deteriorates or your lifestyle health risks change.
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Our Pension Annuity helps you to plan for your future with the certainty that your income will never fall.
We've put together some responses to common annuity-related questions, including how to go about buying our Pension Annuity.
You can buy your annuity from any provider. See how we compare by visiting the Money Advice Service's independent website.