We're one of the UK's most established financial services companies. Here's to another 178 years!

Best mainstream annuity provider winner, Moneywise pension awards 2014

Why choose us?

couple in a market choosing

We're a leading financial services company and a long-standing pension annuity provider, offering both standard and enhanced products. But why else should you choose us?

We are proud:

  • To be listed on the Financial Times Stock Exchange (FTSE) and to be ranked among the top 100 UK companies (FTSE 100).
  • That we have more than 772,000 pension customers. In the last 12 months we have paid our customers over £1.4 billion in pension income.
  • To be annuity specialists. As well as our standard rate products, we offer 'enhanced' annuities to customers with one or more lifestyle health risks or medical conditions.
  • To offer both standard and enhanced annuities from purchase funds as little as £1,000 (after any cash lump sum has been taken).
  • To be innovators in the annuity market having championed the practice of postcode pricing, whereby customers providing us with their postcode could receive a higher income.
  • To say that we are focussed on putting customers at the heart of our business and delivering what matters to you.
  • As at 30 June 2014, to have surplus capital (after interim dividend) of over £4.7 billion more than minimum level required to help ensure financial stability and strong cash flow.

Call us for a quote

0800 048 0302

Monday to Friday, 9am to 5pm

We may record and monitor calls. Call charges will vary.



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Our Pension Annuity helps you to plan for your future with the certainty that your income will never fall.

Enhanced annuities

We could offer you extra income from our Pension Annuity if you have one or more qualifying health risks or medical conditions.

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Register today and let us help you take the next steps to a healthier lifestyle. Create your personal 12-week plan focussed on helping to improve your health.