We're one of the UK's most established financial services companies. Here's to another 175 years!

Why choose us?

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We're a leading financial services company and a longstanding pension annuity provider, offering both standard and enhanced products. But why else should you choose us?

We are proud:

  • To be listed on the Financial Times Stock Exchange (FTSE) and to be ranked among the top 100 UK companies (FTSE 100).
  • To pay over 660,000 customers around £1.2 billion in pension income each year.
  • To be a quality all-rounder. As well as our standard rate products, we offer 'enhanced' annuities to customers with one or more lifestyle health risks or medical conditions.
  • To offer both standard and enhanced annuities from as little as £1,000 (after any cash lump sum has been taken).
  • To be innovators in the annuity market having championed the practice of postcode pricing, whereby customers providing us with their postcode could receive a higher income.
  • To say that we are focused on putting customers at the heart of our business and delivering what matters to you.
  • To have further strengthened our financial position in 2011 by increasing surplus capital over and above the minimum level required (by the Insurance Group Directive) from £3.7 billion to £3.8 billion.

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Pension Annuity

Our Pension Annuity helps you to plan for your future with the certainty that your income will never fall.

Enhanced annuities

We could offer you extra income from our Pension Annuity if you have one or more qualifying health risks or medical conditions.

With Profits Annuity

Our With Profits Annuity offers you the potential for a higher income based on the growth of our With Profits fund.