Critical Illness Cover - extra protection for you and your family
How would your family cope if you were diagnosed with a critical illness? What if you had to give up work and lost your income? Critical illness cover can offer you added peace of mind when you need it the most, all from just £6 a month.
Legal & General’s critical illness product is a term insurance policy with critical illness cover included. This means that the policy could provide a lump sum to help you and your family financially if you were to die, or be diagnosed with one of the specified critical illnesses covered during its term. And because family is so important, your children will be covered too (conditions apply).
Why critical illness cover?
- Critical illnesses are more common than people tend to believe and can affect anyone at any time. A number of critical illnesses are being diagnosed at a younger age. In fact in 2010 the average age of Legal & General’s critical illness claimants was just 44 years old.
- In 2010 Legal & General paid 2,515 claims. The average pay out was £58,449 and the largest was £500,000.
- Breast cancer is the second most commonly diagnosed cancer in women under 35. Among women aged 35-39 over 1,300 cases of breast cancer are diagnosed each year.1
- The most common form of cancer for men aged between 25-34 is testicular cancer.2
What are the key features of Legal & General's critical illness cover?
- Cover for 39 specified critical illnesses.
- Critical illness cover for your children is included at no extra charge. Conditions apply.
- An additional payment in the event of a mastectomy for ductal carcinoma in situ claim. The original sum assured and premiums are not affected. Conditions apply.
- Legal & General won’t pay out a claim in the event you are diagnosed with an illness that is not covered, and due to medical advances not all forms of cancer are covered.
- For further details about this cover please see the Key Features Document PDF.
So why choose Legal & General?
- Legal & General are the UK's number one protection provider, and have been for the past six years. 3
- The Legal & General Group, established in 1836, is one of the UK's leading financial services companies.
1 Source: Cancer Research UK July 2011
2 Source: Cancer Research UK August 2010
3 Source: Swiss Re Term & Health Watch Report 2011, based on new individual protection sales in 2010.
