Life insurance for pregnant women
When you're expecting a baby, one of your strongest emotions is wanting to protect your family. Taking out life insurance can give you added peace of mind that your family could receive financial help if you were to die during the policy term.
When applying for life insurance, some pregnant women are unsure of how to answer certain medical questions on the application as personal circumstances can change during pregnancy.
Below are answers to some common questions, designed to help you if you're currently pregnant and applying for Bounty life insurance, provided by Legal & General.
It asks for my weight – do I put in my current pregnancy weight?
Legal & General recognise that your pregnancy weight is not a fair reflection of your usual weight. When asked, please state what your weight was immediately prior to this pregnancy.
Have I smoked in the last 12 months?
Even if you have given up smoking during the term of your pregnancy, if you have smoked any tobacco products or nicotine replacements in the last 12 months you must declare it on the application. Please be aware that any incorrect information may result in a claim not being paid. Please refer to the premiums and risks page for more information.
What is my weekly consumption of alcohol in units?
This question asks about your current level of alcohol consumption, which may have reduced during pregnancy. However, as you progress through the application, subsequent questions ask if the level of alcohol consumption has changed over the previous five years and whether you have been medically advised to reduce your level of alcohol consumption. Together these questions should help capture any change in alcohol consumption.
Hopefully this helps clarify any uncertainty, and best wishes to you during the term of your pregnancy. If you have any further questions please call Legal & General who will be happy to help.
