Free Life Cover

Introduction

We provide up to 90 days Free Life Cover on our Mortgage Term products between exchange of contracts and completion

Key criteria to qualify

• The client has been underwritten at ordinary rates
• The client must be below the age of 55 at the outset of the plan (the older life on joint life policies)
• Maximum level of Free Life Cover is £300,000
• Once a death benefit has been paid under Free Life Cover, no further benefits will become payable
• There are no existing policies or concurrent applications covering the same mortgage
• Duty of disclosure continues until completion of the mortgage