Age/Sum Assured Evidence Limits
Life - Age Next Birthday: 41-45
Life limits with effect from 21 June 2009
| Sum Assured (£) | Age Next Birthday: Up to 41-45 |
|---|---|
|
Up to £400,000 |
Nil |
|
£400,001 - £750,000 |
NSE, Cotinine (non-smoker) |
|
£750,001 - £1,000,000 |
GPR, NSE, Cotinine (non-smoker) |
|
£1,000,001 - £1,500,000 |
GPR, NSE, HIV (blood), Cotinine (non-smoker) |
|
£1,500,001 - £2,000,000 |
GPR, MER, HIV (blood), Cotinine (non-smoker) |
|
£2,000,001 - £3,000,000 |
GPR, MER, HIV (blood), Cotinine (non-smoker), FBP* |
|
£3,000,001 - £5,000,000 |
GPR,MER, HIV (blood), Cotinine (non-smoker), FBP*, MSU |
|
£5,000,001 - £7,500,000 |
GPR, MER, HIV (blood), Cotinine (non-smoker), FBP*, Exercise ECG (treadmill or bicycle**), MSU |
|
Over £7,500,000 |
GPR, MER, HIV (blood), Cotinine (non-smoker), FBP*, Exercise ECG (treadmill), MSU |
|
*Fasting Blood Profile (FBP): contains, Lipids/LFT's/RFT's/FBS and FBC |
|
|
** If possible coronary disease is suspected a treadmill test must be requested |
|
Key - Evidence Requirements:
|
GPR |
General Practitioner’s Report |
|
NSE |
Nurse Screening Examination (previously called Paramedical Examination Report) |
|
MER |
Medical Examination Report |
|
HIV |
Human Immunodeficiency Virus Test |
|
Lipids |
Fasting Lipids |
|
LFTs |
Liver Function Tests |
|
FBP |
Fasting Blood Profile |
|
ECG (E) |
Exercise Electrocardiograph |
|
MSU |
Microscopic Urinalysis |
|
RFTs |
Renal Function Tests |
|
FBC |
Full Blood Count |
|
FBS |
Fasting Blood Sugar |
