Hazardous Pursuits
Introduction
Our Underwriters may require additional information for clients who take part in certain sports or pastimes to help them accurately
assess any additional risk.
Adverse Terms
An increased premium and/or an exclusion specific to the sport or pastime may be applied.
Full disclosure on the application form will enable speedier underwriting and accurate terms.
Click on the relevant link below to view the potential underwriting decision.
Please note – IC (Individual Consideration) means that the case will need to be referred to a Medical Underwriter for assessment.
- Aviation and Gliding
- Other Aviation Related Hazardous Pursuits
- Climbing and Mountaineering
- Motor Car Sport
- Motor Cycle Sport
Where the client is involved in a hazardous pursuit, we need to know the following:
- How many times they will take part each year
- How often they take part (e.g. weekly/monthly/twice a year on holiday)
- Where (if abroad confirm which countries)
- Qualifications and club memberships
- The type, size and their involvement in any races with regards to motor sports
- The depth and types of any diving
Hazardous Pursuits Questionnaires
Hazardous Pursuits Questionnaires are available and may either be completed and sent in at the same time as a new application or requested by an underwriter if insufficient information is available for a decision to be made.
