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With profits guides.
Latest Bonus Factsheet (PDF: 612KB)
For more information on our latest with profits bonus declaration, please read this factsheet.
Understanding Smoothing (PDF: 194KB)
With profits helps to even out some of the short-term ups and downs that may be experienced when investing directly in the stock market and other investments. Read our factsheet on smoothing for more information.
Understanding Market Value Reductions (PDF: 379KB)
A market value reduction (MVR) is an adjustment to the amount we pay out if you take money out of your with profits investment in certain circumstances. The amount you receive would be based on your fair share of the With Profits Fund and may mean you get back less than you expect. Read our factsheet on MVRs for more information.
Principles and Practices of Financial Management 2007 (PDF: 535KB)
The Principles and Practices of Financial Management contains a detailed description of our approach to managing with profits.
Notification of changes to our Principles and Practices of Financial Management 2007 (PDF: 233KB)
For the latest changes to the Principles and Practices of Financial Management, please read this document.
An Introduction to Conventional With Profits (PDF: 1161KB)
Read this customer friendly version of our Principles and Practices of Financial Management for more information on how we manage your plan. Please note, this booklet is for plan numbers that start with 0, 0T0, G or P.
An Introduction to Unitised With Profits (PDF: 845KB)
Read this customer friendly version of our Principles and Practices of Financial Management for more information on how we manage your plan. Please note, this booklet is for plan numbers that start with UK, US, U, UP, 2, 3, 4 or 5.
Board Report on Compliance 2010 (PDF: 117KB)
Every year, our Board of Directors reports to policyholders on compliance with the Principles and Practices of Financial Management for the period January to December. For more information on this, please read the report. The Board Report on Compliance 2011 will be published here by 30 June 2012.
With Profits Bond
The With Profits Bond offers the potential for long-term steady growth with smoothed investment returns to reduce volatility. It is designed to offer you a tax efficient method of taking an income and can also provide a lump sum benefit on death.
With Profits Bond Key Features
Annuities
This product provides you with an income for your lifetime. The income you receive from a with profits annuity can go up or down from year to year.
Annuities Terms and Conditions
Personal Pension 2000 (only available for additional investments to existing plans)
This pension product offers a with profits investment and a range of unit linked funds. Our Personal Pension 2000 plan can accept regular contributions of as little as £20 a month, single contributions and transfers from other pension plans. For more information, please speak to your financial adviser.
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With profits guides
Here you'll find easy to understand factsheets on 'smoothing', market value reductions and bonus declarations.
Latest With Profits bonus declaration
Find out more about the latest bonus rates for With Profits policies.
Register or log in to My Accounts
Use our free and secure online service, My Accounts, to find out the current value of your Legal & General investment or pension, seven days a week.
