Ten great reasons to choose Legal & General home insurance

1. Save up to 43% off our standard rates:
   - 20% discount for three or more years claim free insurance
   - Up to 16% discount when you insure buildings and contents together on the same policy
   - 15% online discount - applies to the first year’s premium only
   As discounts are applied consecutively to our standard rates, your maximum discount will be 43%

2. We provide excellent service from our UK call centres
3. We include home emergency cover for certain emergencies, such as a burst pipe or break in – up to £150
4. We replace your contents new for old (except for clothes more than two years old)
5. We provide alternative accommodation should you need to move out of your home temporarily because of an insured event, like a fire
6. We’ll automatically increase your contents sum insured by 10% one month before and after special events like Christmas or a wedding
7. Our home insurance includes credit card cover - if you suffer a loss from credit card fraud - up to £5,000
8. We also cover your downloaded computer files like music and films – up to 33% of your contents sum insured
9. If your keys are stolen, we’ll replace your locks and keys – up to £750
10. We even cover your freezer contents – up to £1,000

Important Information 

Please note that home insurance is designed to cover certain unforeseen events and doesn’t cover everything. It does not cover things like general wear and tear or damage that happens gradually over a period of time. There is also an excess on each claim.

For full details of what is and is not covered, please read our:

Home insurance key features (pdf 102 KB) and Home insurance policy (pdf 392 KB)