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Home insurance.

We understand that not everyone wants the same thing from their home insurance. That’s why we’ve developed home insurance that offers you a choice of cover. Choose from Extra or Essentials and get something different - home insurance that gives you cover to suit you. So depending on your needs, you can personalise your cover - here online.

You can get a house insurance quote instantly from us.

Home Insurance that offers you a choice of cover

Pay less with Essentials	Cover more with Extra
Essentials covers the basics like fire, flood and theft. Essentials is designed to cover basic house insurance needs and would suit, for example, someone just starting out in their own property.	Extra would be suitable if you're looking for more comprehensive cover against a wider range of risks. Extra offers a greater range of options and would suit, for instance, the needs of a well-established family household.
Compulsory excess of £150 Alternative accommodation cover under buildings cover of up to £25,000 High risk item cover of up to 20% of your contents sum insured Optional standard accidental damage 24 hour emergency helpline	Compulsory excess of £100 Alternative accommodation cover under buildings cover of up to £50,000 High risk item cover of up to 33% of your contents sum insured (a minimum of £14,000) Standard accidental damage included Home emergency cover

Learn more about Essentials cover	Learn more about Extra cover
Compare Essentials and Extra buildings and contents cover

Important Information

Please note that our home insurance is designed to cover certain unforeseen events and doesn’t cover everything. It does not cover things like general wear and tear or damage that happens gradually over a period of time. There is also an excess on each claim.

This summary is only a brief guide to your cover and exclusions. For more details of what is and isn’t covered, please read our home insurance essentials key features (PDF: 1286KB) and our home insurance extra key features (PDF: 1484KB). For full details please read our home insurance essentials policy document (PDF: 1776KB) and our home insurance extra policy document (PDF: 2214KB).

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