Our Extra and Essentials Contents insurance can help to cover your household goods and personal belongings within the home. We provide cover against loss or damage from causes such as fire, storm, flood and theft. We offer a range of optional extras that you can add to your policy for an additional premium, so that you can feel confident that your policy meets your needs.
Take a virtual tour of your home with our Home Contents Calculator to help you work out how much cover you need.
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|Sum insured||Will be estimated, but can be increased|
|Minimum compulsory excess||£150||£100|
|High risk items||Up to 20% of your contents sum insured||Up to 33% of your contents sum insured (a minimum of £14,000)|
|High risk single items||Up to 5% of your contents sum insured (a minimum of £2,000)||Up to 5% of your contents sum insured (a minimum of £2,000)|
|Contents in garden||-||✓ Up to £1,000|
|Personal money||✓ Up to £100||✓ Up to £500|
|Theft from outbuildings||✓ Up to £1,000||✓ Up to 10% of contents sum insured (a minimum of £5,000)|
|Accidental damage for contents||Additional cover option||✓|
|Extended accidental damage for contents||Additional cover option|
These are only examples of the cover, limits and exclusions that apply. For more details of what is and isn't covered, please read the policy summaries and booklets, which can be found in the Key Documents section, on the right hand side of the page.
Make sure you read these before you buy:
How much is your home contents worth?
Our Contents Calculator will take you on a virtual tour of your home so you can add up the value of your contents along the way.