Essentials covers the basics like fire, flood and theft. Essentials is designed to cover basic home insurance needs and would suit, for example, someone just starting out in their own property.
Find out more about home insurance essentials
Call us on 0800 027 7161
Lines are open:
9am - 8pm Monday - Thursday
9am - 6pm Friday
9am - 5pm Saturday
Call charges will vary. We may record and monitor calls.
We now offer you a choice of home insurance cover. Pay less with Essentials - the cover you need, no more, no less or cover more with Extra and protect more of the things that matter to you.
Find out more about our home insurance
Call us on 0800 027 7161
Lines are open:
9am - 8pm Monday - Thursday
9am - 6pm Friday
9am - 5pm Saturday
Call charges will vary. We may record and monitor calls.
Extra could be suitable if you're looking for more comprehensive cover than with our Essentials policy. Extra offers a greater range of options and could suit the needs of a well established family household.
Find out more about home insurance extra
Call us on 0800 027 7161
Lines are open:
9am - 8pm Monday - Thursday
9am - 6pm Friday
9am - 5pm Saturday
Call charges will vary. We may record and monitor calls.
Personalise your Essentials or Extra cover with our additional cover options. Choose from:
Add family legal protection to your home insurance and get up to £50,000 cover for £22.88.
Keep up-to-date with our latest insurance news articles.
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Do you know how much your possessions are worth? We take you on a tour of our Contents Calculator to find out.
Mr & Mrs Hall's experience shared with kind permission from RIAS, their insurance intermediary
We'll estimate your sum insured based on the details you provide.
View our guide to identify what locks and security devices meet our minimum standards of security.
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Do you have home contents worth more than £80,000? High value individual items? Enhanced is ideal for higher value homes and possessions.
Our landlord insurance includes loss of rent; or alternative accommodation cover for the tenant up to £40,000.