Additional cover options.

Why not personalise your cover with the help of the options below. Just choose which additional cover options suit your needs from the Your Quote page in our application and we'll add them for you. Choose from:

COVER	ESSENTIALS	EXTRA
Accidental damage for Buildings covers things such as accidental breakage of fixed glass and bathroom suites	Additional cover option	✓
Extended accidental damage cover for Buildings is for accidents in your home like banging a nail through a pipe or putting your foot through the ceiling whilst in the loft.	Additional cover option	Additional cover option
Accidental damage for Contents covers things such as accidental damage to computers, TV's and stereos and accidental breakage of mirrors and fixed glass in furniture.	Additional cover option	✓
Extended accidental damage cover for Contents covers incidents such as spilling red wine on your carpet or breaking a favourite ornament.	Additional cover option	Additional cover option
Personal possessions cover in and away from your home covers loss or damage to items, both at your home and away from it. Cover away from home applies anywhere in the UK and for up to 60 days elsewhere in the world, during each year you are insured. Choose from: Personal property - covers clothing and possessions you carry with you such as contents of handbags, mobile phones, MP3 players and jewellery. The maximum you can claim for any one item is £1,500. We also cover £500 for personal money. Specified articles - this also covers items in and away from the home. You can specify individual items, such as your jewellery. Pedal cycles - covers you for loss or damage up to £500 per pedal cycle. We can insure cycles worth more than the limit if you provide us with the make, model and frame number. For full details of what is and isn't covered under our personal possessions cover, please refer to our home insurance policy document.	Additional cover option	Additional cover option
Family legal protection gives you and your family protection of up to £50,000 to pursue certain UK legal proceedings arising from, for example: The death of or personal injury to you or your immediate family Buying or hiring goods or services for your own personal use (i.e. your new bathroom suite is installed poorly by the fitters, but they refuse to put the damage right) Any infringement of your legal rights from owning or occupying your home. A breach of your employment contract. Our online discount does not apply to this option. Claims will be handled for us by DAS Legal Expenses Insurance Company Limited.	Additional cover option	Additional cover option

 

Limitations and exclusions apply. 

These examples are only a brief list of your cover and exclusions. For more details of what is and isn’t covered, please read our home insurance essentials policy summary (PDF: 719KB) and our home insurance extra policy summary (PDF: 1.71MB). For full details please read our home insurance essentials policy document (PDF: 1.1MB) and our home insurance extra policy document (PDF: 1.16MB).

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