Buildings insurance.

What's covered by our buildings insurance?

With Extra and Essentials, you can choose from two levels of buildings cover to suit your needs. Whichever option you choose, you'll still get the same great service from a name you can trust.

Here's just some of the things that are covered with our Essentials buildings insurance and Extra buildings insurance so you can compare and see what level of cover is right for you. We've also provided a list of what isn't covered by our buildings insurance.

For full details of what is and isn't included in the cover, please download and read the relevant policy documents on the right of this page.

FEATURE	ESSENTIALS COVER	EXTRA COVER
BUILDINGS COVER	Sum insured will be estimated, but can be increased	Sum insured will be estimated, but can be increased
Min. compulsory excess	£150	£100
Alternative accommodation	£25,000	£50,000
Home emergency cover	X	£150
Trace and access	X	£5,000
Accidental damage for buildings	Additional cover option	✓
Extended accidental damage for buildings		Additional cover option

What isn't covered by our buildings insurance

• The first £150 for Essentials cover or the first £100 for Extra cover of compulsory excess on each claim (or for escape of water claims, the first £250 and in the event of subsidence, heave or landslip, the first £1,000)
• Storm or flood damage to fences, gates and hedges for both Essentials and Extra cover
• Routine maintenance or wear and tear for both Essentials and Extra cover

Important information

---