Home Insurance Extra.

Cover more with home insurance extra

If you've built up your home and possessions and want to protect more of the things that matter to you, Extra provides you with more comprehensive cover against a wider range of risks than our Essentials cover. We will cover your home and its contents against loss or damage from a wide variety of causes.

 

Compare Essentials and Extra buildings and contents cover

 

Our extra cover summary

FEATURE	EXTRA COVER
BUILDINGS COVER	Sum insured will be estimated, but can be increased.
Minimum compulsory excess	£100
Alternative accommodation	£50,000
Damage to buildings	✓ (Including, but not limited to storm, flood, fire, smoke, earthquake)
Escape of water and leakage of oil	✓
Accidental damage	✓ (Including, but not limited to accidental breakage of fixed glass and sanitaryware)
Extended accidental damage	Additional cover option
CONTENTS COVER	Sum insured will be estimated, but can be increased
Minimum compulsory excess	£100
High risk items	Up to 33% of your contents sum insured (a minimum £14,000)
High risk single item limit	Up to 5% of your contents sum insured (a minimum of £2,000)
Theft from outbuildings	Up to 10% of contents sum insured (min. £5,000)
Accidental damage	Included
Extended accidental damage	Additional cover option

Important information

Please note that our home insurance is designed to cover certain unforeseen events and doesn't cover everything. It does not cover things like general wear and tear or damage that happens gradually over a period of time. There is also an excess on each claim.

 

These examples are only a brief list of your cover and exclusions. For more details of what is and isn’t covered, please read our home insurance essentials policy summary (PDF: 719KB) and our home insurance extra policy summary (PDF: 1.71MB). For full details please read our home insurance essentials policy document (PDF: 1.1MB) and our home insurance extra policy document (PDF: 1.16MB).

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