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I would give them 100% or more...
Home Insurance Extra.
Cover more with home insurance extra
If you've built up your home and possessions and want to protect more of the things that matter to you, Extra provides you with more comprehensive cover against a wider range of risks than our Essentials cover. We will cover your home and its contents against loss or damage from a wide variety of causes.
The cover offered by Extra might be suitable for you if:
- you want 24 hour call out for home emergencies
- you would like to have the option to be covered for extended accidental damage. This covers mishaps like banging a nail through a pipe or putting your foot through the ceiling (buildings cover). Or spilling red wine on your carpet (contents cover).
Compare Essentials and Extra buildings and contents cover
Our extra cover summary
| FEATURE | EXTRA COVER |
|---|---|
BUILDINGS COVER | Sum insured will be estimated, but can be increased. |
| Minimum compulsory excess | £100 |
| Alternative accommodation | £50,000. |
| Damage to buildings | Including, but not limited to storm, flood, fire, smoke, earthquake |
| Escape of water and leakage of oil | Included |
| Standard accidental damage | Including, but not limited to accidental breakage of fixed glass and sanitaryware |
CONTENTS COVER | Sum insured will be estimated, but can be increased |
| Minimum compulsory excess | £100 |
| High risk items | Up to 33% of your contents sum insured (a minimum £14,000) |
| High risk single item limit | Up to 5% of your contents sum insured (a minimum of £2,000) |
| Theft from outbuildings | Up to 10% of contents sum insured (min. £5,000) |
| Standard accidental damage | Included |
Important information
Please note that our home insurance is designed to cover certain unforeseen events and doesn't cover everything. It does not cover things like general wear and tear or damage that happens gradually over a period of time. There is also an excess on each claim.
This summary is only a brief guide to your cover and exclusions. For more details of what is and isn't covered, please read our home insurance extra key features (PDF: 1484KB) and for full details read our home insurance extra policy document (PDF: 2214KB).
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Call us now:· 0800 027 7161
Lines are open:
8am - 9pm Monday - Friday
9am - 5pm Saturday
Call charges will vary. We may record and monitor calls.
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