Lifestyle Cover Insurance.

PROTECT YOUR INCOME.

Find out how you can safeguard your standard of living with our new short term income protection insurance.

Lifestyle Cover Insurance.

Our Lifestyle Cover Insurance can help you to protect your income if you can't work due to accident, sickness or involuntary unemployment. Lifestyle Cover Insurance is a short-term income protection insurance product designed to protect you against loss of income for up to 12 months.

Find out more about our Lifestyle Cover Insurance

Call us on 0800 197 2351

9am - 8pm Mon to Thursday
9am - 6pm Friday
9am - 1pm Saturday
Call charges will vary. We may record and monitor calls.

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Accident and sickness insurance.

You can take out Lifestyle Cover to protect your income if you can't work due to an accident or sickness. Lifestyle Cover Insurance is a short-term income protection insurance product designed to protect you against loss of income for up to 12 months.

Find out more about Accident and Sickness insurance

Call us on 0800 197 2351

9am - 8pm Mon to Thursday
9am - 6pm Friday
9am - 1pm Saturday
Call charges will vary. We may record and monitor calls.

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Unemployment insurance.

You can take out Lifestyle Cover to protect your income if your employment ends due to circumstances outside of your control. Lifestyle Cover Insurance is a short-term income protection insurance product designed to protect you against loss of income for up to 12 months.

Find out more about Unemployment insurance

Call us on 0800 197 2351

9am - 8pm Mon to Thursday
9am - 6pm Friday
9am - 1pm Saturday
Call charges will vary. We may record and monitor calls.

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Making a claim.

As part of our commitment to giving you the best customer service, we aim to make your claims experience as easy and straightforward as possible. This is why we've created a step-by-step guide to help you through the process.

Find out more about making a claim

Call us to register your claim on 0800 072 8315

Lines are open:
9am - 5pm Monday to Friday
Call charges will vary. We may record and monitor calls.
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Lifestyle Insurance.

What is Lifestyle Cover?

Lifestyle Cover Insurance is a short term income protection insurance policy.

This type of insurance policy can help you to maintain your standard of living if you can't work due to an accident / sickness or involuntary unemployment. 

Choice

Tailor your policy to suit your needs - you can choose from:

  • Accident, Sickness and Unemployment insurance
  • Accident and Sickness only insurance
  • Unemployment only insurance

Control

  • Monthly benefit is paid directly to you
  • Protects more than just your mortgage or rent payments
  • You can cover other financial commitments such as your

- Phone or Utility bills

- Childcare

- Gym membership

Simple application process

  • No medical underwriting on application

Peace of mind

  • With our comprehensive 5 star Defaqto rated policy

Find out more about our Lifestyle Cover Insurance

Your Employment type

To understand how our Lifestyle Cover policy could help you please click on your employment type below:

 

Employed: You’ve an employment contract which has no set end date.


Self employed: You work for yourself, own your own business or own 25% or more of the shares in a business.


Contract worker: You’ve an employment contract which has a specified end date or ends when you have completed a specific task.

 

These pages are to help you decide what level of cover is right for you, the options you have and other points that you need to consider before taking out a Lifestyle Cover policy.

 

For a quote or to buy call our UK call centre on

0800 197 2351

 

This product is currently not available to buy online.


Lines are open:

9am - 8pm Monday to Thursday

9am - 6pm Friday

9am - 1pm Saturday

Call charges will vary. We may record and monitor calls.

Important information

There are other providers of Short Term Income Protection and other products designed to protect you against loss of income. For impartial advice about this type of insurance, please visit the website www.moneyadviceservice.org.uk

Our Lifestyle Cover Insurance typically costs £3.90 a month for every £100 of monthly benefit. This is based on a 30-year-old customer choosing £700 of accident, sickness and unemployment monthly benefit with claims paid after a 30-day deferred period, back to day one of the claim. The cost of this insurance depends on a number of factors, such as your age, where you live and your occupation. As a result, the cost you will pay is based on your own circumstances.

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