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Pet Insurance.
We aim to offer simple and affordable dog and cat insurance
Our pets are uncomplicated creatures. We find them reassuring; they're a simple, constant presence while life's complications come and go. Our new pet insurance aims to be refreshingly straightforward too, mirroring the nature of our pets. So, pet insurance doesn't have to be one of life's complications.
Legal & General Pet Insurance is arranged and administered by pet specialists Ultimate Pet Partners Limited, and underwritten by Great Lakes Reinsurance (UK) Plc and Groupama Insurance Company Limited. Together we aim to provide a simple easy to understand range of products with the right level of cover for you.
- Three levels of cover
- Up to £3,000 in veterinary fees, per condition
- We will cover you for advertising and a reward for your lost pet (Accident and Illness Plus only)
- Pay your premium monthly at no extra cost
- Online claims submission and tracking
- Vetadviceline available - 24 hours a day, 365 days a year
- Vet finder service
Cover options range from Accident only to Accident and Illness Plus with two policy types:
- Accident only, our Maximum Benefit Policy means that there's a financial limit for each new condition the animal may suffer. Each condition is insured until the financial limit has been reached; as long as the insurance policy remains in force there is no time limit on your claim. Once the financial limit has been reached, the medical condition becomes a pre-existing condition and is excluded from future claims.
- Accident and Illness and Accident and Illness Plus, our Renewable Benefit Policies mean your pet can be covered for an ongoing condition for future years as long as the insurance policy remains in force with us.
View the Cover Descriptions and FAQ page for further details or refer to our policy wording (PDF: 595KB) for full details.
| Feature | Accident only | Accident and illness | Accident and illness plus |
|---|---|---|---|
| Policy type | Maximum benefit | Renewable benefit | Renewable benefit |
| Veterinary fees | £2,000 | £2,000 | £3,000 |
| Complementary medicine | £500 | £500 | £1,000 |
| Special diet | X | X | £100 |
| CT/MRI scans and associated costs | £500 | £500 | £875 |
| Cruciate ligament | £500 | £500 | £1,500 |
| Dentistry as a direct result of an accident | X | X | £3,000 |
| Behavioural treatment as a direct result of an insured incident | X | X | £3,000 |
| Death of a pet from accident or illness | X | X | £1,500 |
| Loss by theft or straying | X | X | £1,500 |
| Advertising and reward | X | X | £400 |
| Holiday cancellation | X | X | £1,000 |
| Third party liability (dogs only) | £1 million per claim | £1 million per claim | £1 million per claim |
| Vetadviceline | ✓ | ✓ | ✓ |
When making a claim you would be covered up to the limits shown in the table above.
Included in our cover are such services as pet sitter - call on 0843 3091195 (Call charges will vary. We may record and monitor calls) and find a vet. However, you are not covered for the cost of the pet sitter.
Call us now on 0800 316 7570 and talk to the team about cover options for your pet, including Renewable Benefit Policy that means your pet is covered for an ongoing condition for future years as long as you insure with us.
Important informationThis summary is only a brief guide to your cover and exclusions. For more details of what is and isn’t covered, please read the pet insurance key facts (PDF: 436KB) and for full details please read the pet insurance policy wording (PDF: 595KB). |
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Need help?
Lines are open:
8am - 9pm Monday - Friday
9am - 2pm Saturday
Closed - Sunday
Call charges will vary. We may record and monitor calls.
Before you buy make sure you read these
PDF: 515KB
PDF: 676KB
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