As a landlord, your rental property can be a great asset. But, if you're unprepared or just plain unlucky, it can fast become a financial burden.

Thankfully our Landlord Insurance can help protect your property, covering you for events such as; loss or damage caused by fire, flood, leaking oil or fallen trees, accidental damage and malicious damage by tenants, theft, unpaid rent and legal disputes.

With us, you can sleep easy knowing your rental property is in safe hands.

Our Landlord insurance at a glance

  • We include cover for your loss of rent or for providing alternative accommodation for the tenant up to £40,000 as standard under buildings cover - if the home is made uninhabitable by an insured event.
  • Home emergency cover up to £500 included as standard under buildings.
  • We also offer landlords contents, accidental damage or malicious damage by tenants, legal expenses and rent guarantee cover for an extra premium. 
  • Multiple properties can be insured under one policy with a discount based on portfolio size - only available over the phone.

Cover you can count on

We're proud of the professional service we provide, and strive to deal with claims quickly and efficiently. We even provide a free legal helpline.

Find out more about what's covered in detail

Please note that this Landlord Insurance is designed to cover certain unforeseen events and doesn't cover everything. It does not cover things like general wear and tear or damage that happens gradually over a period of time. There is also an excess on each claim.

Important Information

Cover is not available for homes let to housing associations, local authorities, asylum seekers, refugees or students, holiday homes or for properties in Northern Ireland.

The above are examples of what is and isn't covered. Further limitations and exclusions apply. For full details, please read the policy summary and policy booklet, which can be found in the Key Documents section.