We manage over £6.6 billion of ISA funds on behalf of our customers – making us one of the UK's largest stocks and shares ISA managers.
Each tax year, which runs from 6 April to 5 April, every eligible adult has an annual allowance that they are entitled to invest in a tax efficient ISA.
The current allowance for 2014/15 is £15,000, which can be invested into a cash ISA, a stocks and shares ISA or a combination of both.
If you don’t use a proportion of the cash option, then this can be invested in a stocks and shares ISA. For example:
If you invested £3,000 in a cash ISA you can invest up to £12,000 in a stocks and shares ISA.
You can’t carry over any unused ISA allowance into the following tax year.
Couples can both use their ISA allowance, which means between them they can invest a total of £30,000 each tax year.
Children who were not eligible for a Child Trust Fund (CTF) also have their own, Junior ISA annual allowance. The current allowance for 2014/15 is £4,000.
You can choose to save in the following ways:
Stocks and shares ISA
Invest in a range of unit trusts with a tax-efficient ISA.
Stocks and Shares ISAs
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