The Legal & General Group is responsible for investing £440 billion worldwide on behalf of investors, policyholders and shareholders.
Investors know it isn't sensible to put all your money into one company or one type of investment. You can miss out on good opportunities where other companies or investments perform better. And if something goes wrong, all your money is at risk. So, alongside a savings account, bonds and stocks and shares, you might want to think about property.
If you own your own home you get the chance to benefit from rising residential property prices. So, to diversify further, you could think about investing in commercial property.
A unit trust or ISA investment that pools your money with other investors, giving you access to a range of commercial properties. The fund buys commercial properties like shops, office blocks, retail parks and warehouses in different regions in the UK or across the world.
When you invest in a property unit trust or ISA your money buys units in the fund. It is pooled together with other investors and a fund manager uses the money to invest in property or property securities. The fund then earns rent from tenants. The properties may also gain in value over time. The fund can re-invest the rental income in further properties for growth. An experienced fund manager will look for the best investment opportunities, aiming to buy commercial property for the right price, at the right time and in the right place.
They can provide investors with both long-term growth and income if needed. They give you the advantage of investing in property without having to deal with the day-to-day issues a landlord would have. Therefore, they can help diversify your investments so not all your eggs are in one basket. They can give you access to sectors that you might otherwise not be able to invest in.
|Mar 08 to Mar 09||Mar 09 to Mar 10||Mar 10 to Mar 11||Mar 11 to Mar 12||Mar 12 to Mar 13|
Performance data source: Lipper. It takes into account the annual management charge and extra expenses, and assumes net income is reinvested.
Past performance is not a guide to future performance.
There is no minimum investment period, but you should consider your investment to be medium to long-term, ideally five years or more.
We're one of the UK's largest providers of index-tracker investments.
Haven’t made use of your full ISA allowance for this tax year? Top-up with a lump sum or increase your direct debit.
Register today and let us help you take the next steps to a healthier lifestyle. Create your personal 12-week plan focused on helping to improve your health.