We manage over £6.6 billion of ISA funds on behalf of our customers – making us one of the UK's largest stocks and shares ISA managers.
Each year, the Government allows you to invest a set allowance in an Individual Savings Account (ISA), where you don't pay any personal tax on any gains made or income received.
Your allowance is related to the tax year, not the calendar year. The tax year begins on 6 April and ends on 5 April the following year. Your ISA allowance is £15,000 for the 2014/15 tax year.
ISAs are not just for higher-rate taxpayers or wealthier investors. All adults who are resident in the UK for tax purposes are entitled to invest in an ISA, and you can even open a Junior ISA on behalf of your children, who get their own allowance of £4,000 for this tax year. You can open a cash ISA at 16 years and then open a stocks and shares ISA at 18 if you wish.
You can choose to save in the following ways:
Yes. You can also transfer money from a cash ISA into a stocks and shares ISA.
We don't charge a transfer fee but your current provider might.
While your ISA transfer is taking place, you won't benefit from any rise in the markets and you could lose some income or growth.
Invest in a range of unit trusts with a tax-efficient ISA.
Stocks and Shares ISAs
We're one of the UK's largest providers of index-tracker investments.
Haven’t made use of your full ISA allowance for this tax year? Top-up with a lump sum or increase your direct debit.
Register today and let us help you take the next steps to a healthier lifestyle. Create your personal 12-week plan focused on helping to improve your health.