Discounted Gift Scheme.

A scheme that could help you reduce your estate's liability to inheritance tax.

Our Discounted Gift Scheme could help you to reduce your estate's liability to inheritance tax. It is made up of a choice of absolute or discretionary gift trusts and one of a range of our investment bonds.

Our Discounted Gift Scheme might be the right choice for you if:

• You have £50,000 or more to invest.
• You are looking for an investment that could be used to reduce your estate’s liability to inheritance tax, while retaining the right to regular payments from it throughout your lifetime (or until the money in your bond runs out).
• You are prepared to accept some risk to your capital.

Tax treatment depends on your individual circumstances and may be subject to change in the future.

You can invest in one of our range of investment bonds for as long as you like. There is no set end date but you should be prepared to invest for at least five years, ideally longer. Once invested, the bond will be subject to the terms of the Discounted Gift Scheme Trust.

The value of our investment bonds can fall as well as rise and is not guaranteed. You may not get back all the money invested.

Contact us or speak to your adviser for full information on our Discounted Gift Scheme and how to invest.

Back to: Our range of investment bonds