International Portfolio Bond.

A wider choice of assets.

The International Portfolio Bond provides access to assets including funds managed by leading investment companies, bank deposits and internal life funds. It enables you to manage your tax liability and possibly even reduce it while allowing your investment to grow virtually tax-free until you need it.

The International Portfolio Bond might be the right investment choice for you if:

• You have £50,000 or more to invest.
• You want a bond with no fixed term, but you should aim to invest for at least five years, ideally longer.
• You are looking for a choice of investment currency – Pound, Euro or US dollar.
• You are looking for a bond that allows the option of regular withdrawals in a tax efficient way.
• You want access to a wide choice of assets from a range of investment managers and deposit account providers.
• You are looking for an investment that enables you to defer or reduce your personal tax.
• You are looking for an investment that could also be used with a trust to reduce your estate’s liability to inheritance tax.
• You are planning on permanent residence outside the UK.
• You are planning periods of temporary absence from the UK.

Tax treatment depends on your individual circumstances and may be subject to change in the future.

You can invest in the International Portfolio Bond for as long as you like. There is no set end-date but you should aim to invest for at least five years, ideally longer.

The value of your International Portfolio Bond, and any income taken from it, can go down as well as up and is not guaranteed. You may not get back all the money you invested.

Contact us or speak to your adviser for full information on our International Portfolio Bond and how to invest.

Back to: Our range of investment bonds