A cash ISA is a way of saving tax-efficiently. Any interest is paid free from income tax and capital gains tax.
You can invest your full ISA allowance of £15,240 into a cash ISA.
Available to UK residents aged 16 or over, although young adults aged 16 and 17 have an additional allowance in a Junior ISA of £4,080. They cannot invest in an Adult stocks and shares ISA until they have turned 18.
The tax efficiency of ISAs is based on current rules. The current tax situation may not be maintained. The benefit of the tax treatment depends on individual circumstances.
Legal & General currently has no cash ISAs available.
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